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Where To Start When Building A New Home

JAC Homes • Oct 11, 2017
building checklist

Building your new home is very exciting and there is much to think about.

So where do you start? First of all you need to determine a budget, to do that you need to know all the little extras that creep in e.g. Cost of land, land valuations, legal fees, rates and taxes the list goes on,then you need to consider the size of your home and any extra cost associated with building your new home, earthworks, landscaping, furnishings, moving expenses.

Now you know your budget, choose your land, look out for any nasty surprises, slope, easement but also consider location, orientation or council requirements.

Now you are ready to build, set up a filing system for your research, make sure you understand everything that is in your quote or contract, is everything you need included and if they are have they been properly quoted or are they just an allowance.

Building a home is going to be one of the biggest financial commitments you can make so it really pays to do your homework and make sure that you have considered every aspect.

The more prepared you are the better your experience is going to be, and you will find the whole process enjoyable and exciting.

There are so many factors to consider lucky for you we have set up a comprehensive checklist and budgeting tool to ensure that you haven't forgotten anything.

building budget and checklist
By JAC Homes 01 Nov, 2023
The process of buying a new home is an exciting and important milestone in anyone's life. With so many options available, it's only natural to want to explore different possibilities before making a decision. One popular way to do this is by visiting display homes, which are fully furnished and decorated model homes that showcase the builder's work. While this may seem like a great way to get a feel for what's available, there are some compelling reasons why visiting display homes might not be the best idea. In this blog, we'll explore the potential downsides of relying solely on display homes during your home-buying journey. 1. Unrealistic Expectations Display homes are meticulously designed and decorated to create a picture-perfect environment. The furniture, decor, and layout are carefully curated to maximize the appeal of the space. While this can be visually stunning, it can also create unrealistic expectations for what a real, lived-in home will look like. When you visit a display home, keep in mind that the actual house you purchase will likely be an empty shell, waiting for your personal touch. 2. Limited Customization  Display homes are built to showcase the builder's vision, which means they often come with a specific set of features and finishes. This might not align with your personal preferences or needs. If you have specific customization requirements or a particular vision for your future home, relying solely on display homes may limit your options and leave you feeling unsatisfied with the end result. 3. Overlooking Important Details When you visit a display home, it's easy to get caught up in the aesthetics and overlook important practical details. You may be so captivated by the stylish decor that you forget to consider factors like storage space, electrical outlets, or the functionality of the layout. It's crucial to look beyond the surface and assess the home's suitability for your specific lifestyle and needs. 4. Ignoring Location and Neighborhood Display homes are often built in controlled environments or communities specifically designed for showcasing the builder's work. This can make it easy to overlook the importance of location and neighborhood amenities. The proximity to schools, shopping centers, public transportation, and other essential facilities should play a significant role in your decision-making process. Relying solely on display homes may divert your attention away from these crucial aspects. 5. Limited Exposure to Different Builders Visiting only display homes from a single builder might result in a narrow perspective. There are many reputable builders out there, each with their own unique styles, features, and pricing structures. By limiting yourself to one builder's display homes, you may miss out on discovering other options that could better suit your preferences and budget. Conclusion While visiting display homes can provide valuable insights into a builder's capabilities and design sensibilities, it's important to approach them with a critical eye. Relying solely on display homes can lead to unrealistic expectations, limited customization options, oversight of important details, and a narrowed view of available builders. It's crucial to balance these visits with thorough research, consideration of your specific needs, and exploration of different neighborhoods and builders to ensure you make the best decision for your future home.
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By JAC Homes 15 Jul, 2020
Owning your own home is a proven pathway to long-term financial well-being and allows you to plan for the future, which is important, especially if you have a family to look after. If you’re tired of renting and would like to become a new homeowner you will need to take some things into consideration. Work out your finances When it comes to home loans, there is a big difference between what you think you can afford and what you can get approval for. That’s why it’s important to get a better understanding of how much you earn and how much you spend. Ensure you have pre-approval first. There is a bit of misunderstanding in relation to pre-approval. Pre-approval only gives you an idea of how much a bank will be willing to lend you. It allows you to know the maximum amount you can spend on a house, but that’s about it. Pre-approval is often conditional on a successful credit check. If your circumstances change, it’s possible that your pre-approval is no longer valid. Once you know the home you are going to build the bank will require a bank pack, this includes your homes council approvals and your contract so that the bank can value the property, you will need to outlay some money upfront before the bank will give you a loan so having some savings is very important. Construction finance can be complex and the amount of deposit required will vary depending on the lender you approach. Talking to a lender that specialises in construction loans may be a good starting point, because if they do not understand a construction loan, they are only going to confuse the matter. When it comes to building your first home you need to get your priorities straight. Make sure you’re clear on what is most important to you, so we can help you work out what type of home will work with your budget, keeping in mind that your first home will not necessarily be your dream home but it will start you on the path to owning that dream home. What changes when you’re a home owner. Saying goodbye to landlords and moving out of your parents’ home means more freedom. As a home owner you can create spaces for your needs and make your home truly yours. But owning your own home also comes with different responsibilities. You have new bills to pay and council rates due. So, it’s important that you’re ready to manage these and plan ahead. However, the investments you make in your new home will reap rewards. Money that would ordinarily be paid into rent now goes towards paying a mortgage, reducing your debt. As debt reduces and home prices invariably increase over time, equity is created and wealth is accumulated. The current low and relatively stable interest rate environment allows you to reasonably budget for your monthly mortgage repayments. Your landlord can’t suddenly increase your rent when your lease is up. It also means Increased stability, no more packing up and having to relocate if your landlord chooses to sell their investment property. Your home is your own to do with exactly as you wish! You’re paying off your own home, not someone else’s. And most importantly as a first home builder you most likely have access to the $15,000 FHOG and the $25,000 building grant that is $40,000 that that you don’t have to find and added to the equity of your home. So escape the rent trap and contact JAC Homes today to start your new home journey.
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